PRIVACY POLICY

PRIVACY POLICY

HealthGuardID – MOBILE APP

This Privacy Policy applies to users of AR Alliance Group, Inc.’s (“ARA,” “our,” “us,” or “we”) HealthGuardID Mobile Application (“App” or “Product”). ARA respects the privacy of all users of the App and is committed to protecting privacy through our compliance with this Privacy Policy. We understand that Personally Identifiable Information is private, and we are dedicated to maintaining the accessibility, confidentiality, and integrity of such information. Users, subject to review and acceptance of this Privacy Policy, will have the option, using a username and password subject to certain security criteria, to access and use the App.

User’s Consent to Privacy Policy
Please read this Privacy Policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our Privacy Policy, your choice is not to use the App.

We may change this Privacy Policy from time to time, and while we will do our best to notify you of any changes, it is your responsibility to review this Privacy Policy periodically. Your continued use of the App after we make changes is deemed acceptance of those changes, so please check our Privacy Policy periodically for updates. When we change the Privacy Policy, we will also update the “Effective Date” identified above.

Information We Collect About You and How We Collect It
We collect several types of information from and about users of the App. This Privacy Policy describes the types of information we may collect from you or that you may provide, and our practices for collecting, using, maintaining, protecting, and disclosing that information. At all times, we will only use or disclose such information to the extent reasonably necessary for the intended use or disclosure.

This Privacy Policy applies to information we collect:

ARA reserves the right to notify you about administrative matters that pertain to the App. We may disclose your Personally Identifiable Information as required by law or regulation, including in connection with law enforcement, fraud prevention, or other legal proceedings. Personal information collected online will remain subject to the representations made in this Privacy Policy.

Personally Identifiable Information
As used in this Privacy Policy, “Personally Identifiable Information” means any information that may be used to identify an individual, such as first and last name, age, gender, postal address, e-mail address, telephone number, other contact information, or other personally identifiable information under applicable federal or state law governing the use or disclosure of such information.

If you authorize us to do so, you acknowledge that we may collect such Personal Information directly from you or from third parties that you authorize to share Personal Information with us.

Does ARA Provide Personal Information Collected to Third Parties?
ARA does not sell, trade, or rent Personal Information collected online and will not knowingly disclose an individual’s Personal Information to third parties except as follows:

Usernames and Passwords
Users do not create accounts through the App. User accounts and Login Information are created and issued by ARA or an authorized administrator. Once Login Information is issued to a User, the User may use those credentials to access the App.

An Authorized User may not release his or her Login Information to another person and is required to keep the Login Information confidential. If any breach of security, theft, loss, or unauthorized disclosure of Login Information occurs, the User should immediately notify ARA at info@aralliancegroup.com.

How We Secure Your Information
We have implemented reasonable and appropriate administrative, technical, and physical safeguards designed to protect information from unauthorized access, use, or disclosure. Information you provide to us is stored with an authorized cloud services provider. These safeguards include, without limitation, encryption of Personal Information where appropriate.

The safety and security of your information also depends upon you. Where we have given you a username and password to access the App, you are responsible for keeping this information confidential. You should not share your username or password with anyone.

Please keep in mind that whenever you voluntarily disclose information on message boards or other public forums or features, or through e-mail or group messaging, that information may be collected and used by others to whom you may or may not have given consent.

By posting information online that is publicly accessible, including within message boards or similar features, you may receive unsolicited messages from other parties or make others aware of information concerning you, including your location. We are not responsible for the security or privacy of information you choose to disclose outside the scope of the App.

Data Retention
ARA retains Personal Information and other user data only for as long as necessary to provide and maintain the App and the services associated with the User's account.

Personal Information and other user data associated with an active account are retained while the account remains active. If a User's account remains inactive for a continuous period of two (2) years, ARA will delete or de-identify the Personal Information and other user data associated with that account.

ARA may retain limited information for a longer period where retention is required by applicable law or is reasonably necessary for security, fraud prevention, dispute resolution, or the establishment, exercise, or defense of legal claims.

Information contained in backup or disaster-recovery systems may remain for a limited additional period following deletion from ARA's active systems and will be deleted or overwritten in accordance with ARA's normal backup-retention procedures.

Account and Data Deletion
Users may request deletion of their HealthGuardID account and Personal Information associated with the account.

To submit a deletion request, please send an e-mail to info@aralliancegroup.com with the subject line “HealthGuardID Account/Data Deletion Request.”

The request should include sufficient information to allow ARA to identify the applicable account, such as the User’s registered e-mail address and/or username. Users should not provide their password in a deletion request.

ARA may take reasonable steps to verify the identity of the requesting User before processing the request in order to protect against unauthorized or fraudulent deletion of another person's account or information.

Upon verification of a valid deletion request, ARA will delete the User’s account and Personal Information associated with the account, except for information that ARA is required or permitted to retain under applicable law or for the legitimate purposes described in the “Data Retention” section above.

Where only certain Personal Information is requested to be deleted rather than the entire account, ARA will process the request to the extent reasonably practicable and consistent with applicable law and the continued operation of the User’s account.

ARA will respond to and process verified deletion requests within the time period required by applicable law.

Intellectual Property Rights
Unless otherwise indicated, the App is our proprietary property, and all source code, databases, functionality, software, designs, audio, video, text, photographs, and graphics on the App (collectively, the “Content”), and the trademarks, service marks, and logos contained therein (the “Marks”), are owned or controlled by AR Alliance Group, Inc. and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, foreign jurisdictions, and international conventions.

The Content and the Marks are provided on the App “AS IS” for your information and personal use only. Except as expressly provided in this Privacy Policy, no part of the App and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever without our express prior written permission.

Disclaimer of Warranties and Acknowledgements
You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the App will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and safeguards to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our App for reconstruction of any lost data.

YOUR USE OF THE APP, ITS CONTENT, AND ANY PRODUCTS OR SERVICES OBTAINED THROUGH THE APP IS AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE APP AND RELATED PRODUCTS AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND, AND WE HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH RESPECT THERETO, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES AND/OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND SATISFACTORY QUALITY.

WE DO NOT WARRANT THAT THE FUNCTIONS WILL MEET YOUR REQUIREMENTS, THAT THE OPERATION OF ANY SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED. NO ORAL OR WRITTEN INFORMATION OR ADVICE THAT WE PROVIDE SHALL CREATE A WARRANTY. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATIONS ON APPLICABLE STATUTORY RIGHTS OF A CONSUMER, SO SOME OF THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU.

Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE APP OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE APP, OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT OR ON ANY WEBSITE LINKED TO IT.

This limitation applies to:

Indemnification
You agree to defend, indemnify, and hold harmless ARA, its affiliates, licensors, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages

Contact Us
If you have questions or concerns regarding this Privacy Policy, ARA's privacy practices, your Personal Information, or your privacy rights, please contact us at info@aralliancegroup.com.

Effective Date: 08/10/2026